:root{
  --brand:#0f4c81;
  --brand-dark:#0b355c;
  --brand-soft:#eaf4ff;
  --accent:#f59e0b;
  --accent-2:#facc15;
  --text:#172033;
  --muted:#5f6b7a;
  --surface:#ffffff;
  --surface-2:#f6f9fc;
  --line:#dbe5ef;
  --shadow:0 18px 45px rgba(15,76,129,.12);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  background:#fff;
  color:var(--text);
  font-size:16px;
  line-height:1.65;
}
.container{width:min(1180px,92%);margin:auto}
.skip-link{position:absolute;left:-999px;top:8px;background:var(--accent);color:#111827;padding:10px 14px;border-radius:10px;z-index:9999}
.skip-link:focus{left:8px}

.topbar{
  background:linear-gradient(90deg,var(--brand-dark),var(--brand));
  color:#fff;
  font-size:14px;
  padding:8px 0;
}
.topbar .container{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}

.header{
  position:sticky;
  top:0;
  z-index:999;
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(14px);
  border-bottom:1px solid var(--line);
  box-shadow:0 10px 30px rgba(15,23,42,.08);
}
.nav{height:84px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand img{width:220px;max-width:220px;height:auto;display:block}

.menu{display:flex;align-items:center;gap:6px}
.menu a{
  color:var(--text);
  text-decoration:none;
  font-weight:800;
  font-size:15px;
  padding:12px 14px;
  border-radius:14px;
  transition:.2s;
}
.menu a:hover,.menu a.active{background:var(--brand-soft);color:var(--brand)}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 22px;text-decoration:none;font-weight:900;border:0;cursor:pointer;transition:.2s;white-space:nowrap}
.btn-primary{background:linear-gradient(135deg,var(--accent-2),var(--accent));color:#111827;box-shadow:0 10px 22px rgba(245,158,11,.25)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(245,158,11,.32)}
.btn-dark{background:var(--brand);color:#fff;border:1px solid var(--brand)}
.btn-dark:hover{background:var(--brand-dark)}
.menu-toggle{display:none;background:var(--brand-soft);color:var(--brand);border:1px solid #cfe3f8;border-radius:14px;width:46px;height:46px;font-size:24px;font-weight:900}

.hero{
  background:
    linear-gradient(120deg,rgba(234,244,255,.95),rgba(255,255,255,.92)),
    radial-gradient(circle at 15% 25%,rgba(250,204,21,.25),transparent 28%),
    radial-gradient(circle at 90% 10%,rgba(15,76,129,.16),transparent 32%);
  padding:82px 0;
}
.hero>.container{display:grid;grid-template-columns:1.25fr .75fr;gap:38px;align-items:center}
.badge,.eyebrow{display:inline-flex;color:var(--brand);background:var(--brand-soft);border:1px solid #cfe3f8;padding:8px 12px;border-radius:999px;font-weight:900;font-size:13px;text-transform:uppercase;letter-spacing:.04em}
h1{font-size:clamp(34px,5vw,60px);line-height:1.06;margin:18px 0;color:var(--text);letter-spacing:-.03em}
h1 span{color:var(--brand)}
h2{font-size:clamp(26px,3vw,42px);line-height:1.15;margin:14px 0;color:var(--text);letter-spacing:-.02em}
h3{font-size:22px;margin:12px 0;color:var(--text)}
p{color:var(--muted)}
.hero p{font-size:19px;max-width:760px;color:#3d4b5e}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;max-width:620px}
.stat,.card,.panel,.hero-card,details{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:24px;
  padding:20px;
  box-shadow:var(--shadow);
}
.stat strong{display:block;color:var(--brand);font-size:26px}
.hero-card{border-top:5px solid var(--accent)}
.hero-card-title{font-size:24px}
.check{padding:10px 0;border-bottom:1px solid var(--line);color:#334155}
.check:last-child{border-bottom:0}
.check b{color:#16a34a;margin-right:8px}
.section{padding:72px 0;background:#fff}
.section:nth-of-type(even){background:var(--surface-2)}
.section-title{max-width:820px;margin:0 auto 32px;text-align:center}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{transition:.25s;position:relative;overflow:hidden}
.card:before{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:linear-gradient(90deg,var(--brand),var(--accent));opacity:.9}
.card:hover{transform:translateY(-4px);border-color:#b9d6ee;box-shadow:0 22px 55px rgba(15,76,129,.16)}
.icon{font-size:34px}
.seo-copy{max-width:920px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:var(--shadow)}
.faq details{margin-bottom:12px;background:#fff}
.faq summary{cursor:pointer;font-weight:900;color:var(--brand)}
.mobile-call{display:none}
.footer{background:#f1f6fb;padding:48px 0 22px;border-top:1px solid var(--line)}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.5fr;gap:24px}
.footer a{display:block;color:#334155;text-decoration:none;margin:7px 0}
.footer a:hover{color:var(--brand)}
.copy{border-top:1px solid var(--line);margin-top:24px;padding-top:18px;color:#64748b;font-size:14px}

@media(max-width:900px){
  .topbar .container{justify-content:center;text-align:center}
  .nav{height:72px}
  .brand img{width:180px;max-width:180px}
  .menu-toggle{display:inline-flex;align-items:center;justify-content:center}
  .menu{position:fixed;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:16px;display:none;flex-direction:column;align-items:stretch;box-shadow:0 20px 35px rgba(15,23,42,.14)}
  .menu.active{display:flex}
  .menu a{text-align:center;padding:15px;color:var(--text)}
  .nav>.btn-primary{display:none}
  .hero{padding:52px 0 70px}
  .hero>.container{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr}
  .grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .mobile-call{display:flex;position:fixed;left:14px;right:14px;bottom:14px;z-index:999}
}